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Unless you're a whizz with financial jargon, loan to value can be a confusing topic. Keeping track of all the information you need can be overwhelming. So when you're swamped with numbers, APR's, monthly payments and terms & conditions, you can feel like you're struggling before you've even got started.

The loan amount you need might be enough to help pay for a holiday, contribute to a family celebration or pay off some existing loans. Whatever your reason for needing the money, you should be able to fully understand what you're signing up for. No responsible lender should lend you more than you can realistically afford to pay back.

As part of our responsible lending process at Car Cash Point, once you've applied and been accepted for a loan, we'll always send a representative to see you to complete the paperwork and to look at your vehicle. We do this for a number of reasons, one of which is to check the market value of your car.

Continue reading "Car Loan To Value (LTV) Explained" →

When you thought that taking out a logbook loan against your vehicle was the only answer to being in a financial tight spot, there may be another option available to you. If you're in a more fortunate position of owning a car that you don't use on a day-to-day basis, pawning that car could be a viable alternative for you.

While a logbook loan allows you to continue driving your vehicle as you normally would do while withdrawing the cash from it, pawning you car is a fantastic way to release the money from it without actually having to sell the vehicle.

Continue reading "Can I Pawn My Car? The Advantages of Pawning Over Selling" →

As the world awoke to news that the United States now has a new President-elect, the full effect of the shock US election result is still in its infancy. With feelings across the USA covering triumph and jubilation to shock and despair, just how did America's 45th and newest President, Donald J. Trump, become the most powerful man in the world? And after such an unlikely result, what happens next?

Continue reading "How The 2016 US Election Results Changed The World" →

When loans are easier than ever to take out, our need to have funds transferred to us as quickly as possible is a big factor on what type of loan we opt for. It's not encouraging having to go through an entire application process only to be told that the money could take a week or more to be available.

Micro loans that offer us almost instant cash are on the increase in the UK and logbook loans are spearheading that popularity. One of the reasons they are so popular is that, as well as the application process being fast and easy, once approved, the funds can be available just as fast.

With this in mind, it's easy to see why logbook loans are increasingly popular as people are looking to release the equity within their car. With more and more people looking at a logbook loan as a quick and safe way to cover an impending financial need, how long do these funds realistically take to be paid?

Continue reading "How Long Will I Need To Wait For My Logbook Loan?" →

Applying for credit can be easy, whether it's a credit card or a loan on your car. But, if you have a bad credit score, you could be seen as a potential risk. If you've had problems in the past that may be preventing you from getting credit, what can you do to make yourself a safer bet for lenders?

We all need a good credit score because it tells lenders that we're responsible borrowers - the better your credit score, the easier it is to get credit. Assuming you don't know what your credit score is, there are several credit agencies that will let you check. If the result shows you have a bad or low score, here are five ways to increase it to make you a more attractive prospect to lenders.

Continue reading "Five Ways To Improve Your Credit Score" →

With so many opportunities and methods to borrow money or get a loan, it can be difficult to know which way to turn for the best deal. Recent years have shown a rapid rise in quick loans including logbook loans, payday loans and personal loans making that decision even harder.

While all have their merits, you should be aware of the terms and conditions of each as well as the interest rates and repayment terms to make sure your chosen loan is most suitable for you. In this article, we'll look at two of the more prominent names in fast loans - Car Cash Point and Cash Converters - to make a comparison of the two.

Continue reading "How Car Cash Point Gives You A Better Deal" →