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According to a report released in December 2015 by the Office for National Statistics (ONS) the average weekly household expenditure in the UK was just under £500. Multiply that by four and we can begin to get a picture of the total household cost that a typical household in this country has to bear each and every month.

The outgoings mount up. Besides the big hitters such as mortgage or rent, there is council tax, gas and electricity, broadband and telephone bills - which could be landline or mobile, or both - and various forms of insurance (house, car, perhaps pet). If you run a vehicle, or maybe more than one, there are fuel costs to bear as well. And of course, don't forget groceries. In some cases, monthly expenditure on food can be as high as mortgage or rent costs.

After all of that, there's still a few of the little luxuries that we like to treat ourselves to now and again; a new item of clothing, a meal out, a visit to the cinema.

Continue reading "How do your household costs compare to the rest of the UK?" →

So - you need a loan. It might be for some home improvements, a new family car or the holiday of a lifetime. You need an injection of cash for this, and a loan is perfect for getting your hands on such money relatively quickly. But where you should go to borrow the funds and how much do you understand about loans and interest rates? This beginner's guide should help.

Continue reading "A beginner’s guide to loans and interest rates" →

Forgetting your tax return deadline could cost you

Stung by a hefty tax bill, or face a fine for missing the tax return deadline? A logbook loan could help you out in a sticky situation...

Tax doesn't have to be taxing, or so the famous marketing slogan says, but the truth is that the prospect of completing a tax return is so daunting many of us either forget or put it off completely.

Continue reading "Forgetting your tax return deadline could cost you" →

Car Cash Point was named winner of the Best Customer Focus Award at the 2014 Best Business Awards.

Established in 2010, it has not taken long for Car Cash Point's unique approach to short-term finance to make a lasting impression on the market. By focusing on the customer at every step in the customer journey and in the development of their service delivery, they have created a platform for sustainable growth and a strong brand to which their customers and staff are loyal. Continue reading "Car Cash Point WINS BEST BUSINESS AWARD" →

At Car Cash Point, we are rightfully proud to be the UK's favourite logbook loan lender - don't just take our word for it, take a look at some of our customer reviews. But we also recognise that logbook loans are an unknown for many people, some of whom will have heard of our reputation yet won't fully understand what it is we do.

So, what is a logbook loan? This blog will explain the Car Cash Point process and how it works. Continue reading "What is a logbook loan?" →

Even if you're the kind of individual who keeps the decorations and tree up right up the last minute there comes a point when it's time to let go of Christmas. When that happens, when life returns to what seems like dull normality, the opening months of the year can seem like hard work.

The weather is still cold, the nights (and mornings) still dark, and by and large, everyone seems to be in some sort of hibernation - complaining of no money and not wanting to socialise. So, how can you beat the winter blues? Here are a few suggestions:

Continue reading "How to survive the winter blues" →