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If you have never thought about buying a car before then now's the best time for you to change that. Buying a car can be a fantastic experience and it is also a great way for you to give yourself a new-found level of freedom too. If you need a little extra push, then here are a few reasons why you should own your own car.

Continue reading "Why It’s Better (And Cheaper) To Own Your Car" →

The words 'tax cuts' are often used in everyday politics to get voters on side. But while they sound good--no one wants to pay more tax, so a 'tax cut' is good, isn't it?--depending on where you sit on the scale of personal earnings, the words can have very different meanings to different people. So how do tax cuts affect your finances?

Continue reading "Tax Cuts – How Do They Really Affect Your Finances?" →

Updated September 2019

Taking out a loan can be an intimidating process and there are always a million unanswered questions that pop into your head, stopping you from making that leap and applying. A logbook loan is a little different to a personal or unsecured loan, and there is a great deal of misinformation floating around on the internet that can give people the wrong idea about the reality of taking out a loan of this kind. So, to help those who are interested but unsure, we've compiled a list of all the top questions people ask about logbook loans. If you have a question that isn't covered here, please get in touch.

Continue reading "31 Frequently Asked Questions about Logbook Loans" →

Many people need a loan throughout their lives. Sometimes they will only take out credit for the really big purchases, a home or a car, for example; other times someone may need a loan to fund smaller projects, such as a new business or renovations. The fact is, loans are taken out for so many different reasons, which is why it is crucial that you know the various options available to you when it comes to lenders. You can go to a bank, or somewhere you can get your payslip advanced, but these options come with high interest rates and little choice in terms of how soon or late you repay your loan.

This is where logbook loans come into play. Logbook loans allow you to take a loan out against an asset you have in your name. For many people, this will be your car or another vehicle.

What is a Logbook Loan?

A logbook loan is a great way to take out a loan without going through your credit, as the amount is leveraged against your vehicle and not your history of repayments. That does not make these loans suspicious or something to discredit, however. Logbook lenders must be FCA regulated, meaning your loan is secure.

Another benefit to choosing a logbook loan is that you can still use and operate your vehicle while you make repayments. There are some exceptions to this, for example, if you have a motorbike, it will need to be kept in storage during this time, but for the most part, you can take out a loan and make repayments easily.

Continue reading "Why Service Matters: How to Spot a Good Logbook Loan Company" →

Getting a loan against your car or any other vehicle you own, can help you get an injection of cash when you need it most, whatever you need it for.  A Car Cash Point logbook loan can also help get over any credit problems you might have as well as giving you low repayments to suit you.

Despite the ongoing necessity to 'tighten our belts' and look after our money, consumer borrowing is still on the rise, especially with traditional secured loans. And a logbook loan from Car Cash Point is one of the easiest ways to help you get a lump sum of cash, from £500 upwards, quickly and safely, whatever you need it for.

So by looking at several areas where a secured loan against your car can help raise your funds, you'll see how useful a logbook loan can be in more ways than you imagined.

Continue reading "Raising Money to Start a Business, Get Married or Go on Holiday" →

Spring has sprung, and that means Summer's not too far away. So now's the time to start thinking about destinations for your summer holiday. Will it be a sun-baked family holiday with sea and sangria, a luxurious couple-cruise drifting through exclusive resorts, or something else entirely?

The world's getting smaller and holidays are no longer limited to a week away on a bracing sea front with the world and his wife. There's a whole host of options to suit every budget and every age, from activity, or cruise holidays, to city breaks, beach resorts, or if you really want it, a staycation here in the UK.

Different strokes for different folks

Maybe it's a special occasion, a memorable birthday, or an all-out family get together in the sun. It might be to escape the pressures of work, kids or just life itself. Whatever your reasons for going on holiday, we all need a good, relaxing break from time to time. And anything from a long weekend to a couple of weeks away from it all can work wonders.

But everyone's opinion of what makes a good holiday is as different as chalk and cheese. Lying on a sun-drenched beach with nothing but a book for company may suit some, while an active cycling holiday covering 100 miles a day could be another's dream come true. But neither of them would suit a city-loving culture vulture. None of them are wrong - they're just different.

So what's hot and what's not in the world of holidays? In 2017, the Association of British Travel Agents (ABTA) conducted a leisure and tourism consumer trends survey to find out. The results gave a representative sample of some 2,000 consumers across the country, relating to holiday habits in the 12 months leading up to August 2017. Continue reading "Top Trends In 2018 Summer Holidays To Look Out For" →